Welcome to Steve Sale Insurance & Mortgages

Insurance

We advise on affordable solutions to ensure that you and your loved ones are protected when difficulties are encountered. 

Products include the following: 

• Life insurance 
• Income protection insurance 
• Health [medical] insurance 
• Trauma insurance [critical illness etc.] 

We handle general insurances which include the following: 

• House insurace 
• Car insurance
• Contents insurance 
• Lifestyle risks - for owners of lifesyle blocks  
• Travel insurance 
• Business insurance 

Mortgages

We can arrange mortgages, personal loans, business loans, vehicle lending and debt consolidation loans. We also assist customers to manage their lending to best effect and to obtain the right interest rates [fixed or floating] with the right lenders. Where main banks cannot assist, we have a range of non-bank lenders for specialised lending situations, [like when there is a story to be told but no-one is listening.]

We deal regularly with the following: 

• Lending for first-home buyers 
• Pre-approval for Kiwisaver withdrawal and home start grants for first-home buyers
• Buying and selling 
• Investment properties 
• Trading-up [or trading-down] properties 
• Re-finances 
• Debt consolidation 
• Negotiating rates for re-fixing mortgages
• Lending to clear IRD arrears
• Lending for vehicles
• All mortgage top-ups
• Business lending, business start-ups and change of ownership

Investments

• Kiwisaver 
• Term deposits 
• Property portfolio 
• Socially responsible investing
• Australian Pension Transfer
• UK Pension Transfer

Our service is free to you because we are paid fees by the banks. The exception is where we are dealing with a non-bank - in that instance we will disclose the fee upfront.