Services

What we can do for you

For life insurance, home, business, travel and many more. Let Steve Sale help you cover the more important things in your life. We can advise you on the level of cover that will best suit you or your business and how your policies will behave in the event of a claim. We work with a broad range of clients and provide covers from the most basic to the highly complicated.

With a full range of insurance services, we will help you make the right choice to protect your future. We are committed to finding you a solution that is appropriate to your overall needs and fits in with your budget.

Insurance

We advise on affordable solutions to ensure that you and your loved ones are protected when difficulties are encountered. Products include the following: 

  • Life insurance 
  • Income protection insurance 
  • Health (medical) insurance 
  • Trauma insurance (critical illness etc.) 

We handle general insurances which include the following: 

  • House insurance 
  • Car insurance
  • Contents insurance 
  • Lifestyle risks – for owners of lifestyle blocks  
  • Travel insurance 
  • Business insurance

Mortgages

We can arrange mortgages, personal loans, business loans, vehicle lending and debt consolidation loans. We also assist customers to manage their lending to best effect and to obtain the right interest rates (fixed or floating) with the right lenders. Where main banks cannot assist, we have a range of non-bank lenders for specialised lending situations, (like when there is a story to be told but no-one is listening.) We deal regularly with the following: 

  • Lending for first-home buyers 
  • Pre-approval for Kiwisaver withdrawal and home start grants for first-home buyers
  • Buying and selling 
  • Investment properties 
  • Trading-up (or trading-down) properties 
  • Re-finances 
  • Debt consolidation 
  • Negotiating rates for re-fixing mortgages
  • Lending to clear IRD arrears
  • Lending for vehicles
  • All mortgage top-ups
  • Business lending, business start-ups and change of ownership

Investments

  • Kiwisaver 
  • Term deposits 
  • Property portfolio 
  • Socially responsible investing
  • Australian Pension Transfer
  • UK Pension Transfer

Our service is free to you because we are paid fees by the banks. The exception is where we are dealing with a non-bank – in that instance we will disclose the fee upfront.

Earn $50 for helping your friends get their KiwiSaver savings sorted!

Generate have a new friend referral offer, where they will pay you $50 for any friends or family members you refer to us. They don’t even need to join Generate – all they need to do is meet with us and talk about their KiwiSaver options.

After the meeting both you and your friend will get $50 each. If you’re happy to recommend Generate, and would like to take up this offer – here’s how it works:

Tell your friends and family about Generate and get them to register for an advice meeting with us by sending this link to them:

The companies we deal with are

Don’t hang around for the unexpected - get yourself covered with the help of Steve Sale Insurance services.